How to Get the Swimming Pool of Your Dreams |
Posted: April 3, 2019 |
Most people, when asked, would say that installing a new, custom, in-ground swimming pool in their yard would be an absolute dream, but that it's unachievable for them right now, usually because of finances. Custom pools are thought of as something that's only for the elite, especially if any kind of customization is involved. But there is good news! Blue Haven Pools offers financing help, to let regular consumers finance swimming pools and make their backyard dreams come true. The experts at Blue Haven can help with creating a payment plan for almost any budget, depending on the timeframe for paying the pool off, what monthly payment the buyer can afford, and what type of pool was chosen. They can help find and the right lender and loan for almost any situation, from home equity loans, to financing with a credit card. The most common loan type that Blue Haven assists with, is what is referred to as an "unsecured" loan. This simply means that the money isn't borrowed against the buyer's home or other property. Blue Haven is partnered with a number of lenders in each state that offer these types of loans, and Blue Haven finance experts work with these companies to match each potential buyer with the loan program that is right for them. Blue Haven will typically perform the credit pre-approval process for the buyer, and then make loan recommendations based on the buyer's credit score and income. Getting the credit check is very simple, just fill out a short form and send it in. Blue Haven provides the credit check and loan recommendation for free, for any potential customer. After the credit check, and once a pool design in finalized, a Blue Haven finance expert will contact the buyer, and help them determine which loan option is right for them. Without help from the experts at Blue Haven, the pool financing process is likely to be long and complicated, and some buyers may get discouraged. However, buyers who use the Blue Haven finance experts and preapproval process have to do very little to figure out the financing process for their pool, meaning they can focus on what's really important: designing their dream backyard pool! One of the other options that are available to potential pool owners, is private financing through a bank or lending company. This may allow the buyer to work with their current bank, which can make payments easier through automatic drafting. However, if the buyer wishes to "shop around" for the best rate and payment plan, each individual bank or lender will do a credit check. Having too many credit checks within a certain period of time can negatively affect scores, so those with lower scores may not do as well shopping on their own. Getting a loan through the Blue Haven preapproval process means that the buyer's credit score is only checked once, keeping their credit score safe. The last option for financing is to simply use a credit card. For those who already have a card, this may be the most convenient option, since no credit check or approval is required. Using a credit card can result in high-interest rates though, and still requires a credit check for those who don't already have a credit card with a high enough limit. In short, if you're looking to finance a custom pool, and have the backyard of your dreams, Blue Haven finance experts can make the financing process as pain-free as possible, while ensuring that you get the best loan for you!
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